Time for Financial FocusThe ultimate goal of a debt settlement program is to see you debt-free in 12 to 36 months* at a rate of savings from 40-55%* of what was owed. Since 2004, ACI has been helping consumers become debt free using debt settlement programs tailored to fit their personal needs and their ability to repay. Our mission is to expertly, professionally and ethically assist YOU, our valued client, to obtain a debt-free life. We are devoted to helping you to become debt free and get you on the road to financial freedom by providing unrivaled debt s acai plus ettlement and negotiation services.Our Debt Negotiation Program is an innovative solution for consumers struggling with large debt burdens and who desperately need relief. ACI uses debt negotiation with a goal of dramatically lowering your debt levels and helping you avoid Bankruptcy. Our goal is to save you the most possible money and to get you debt relief in the shortest amount of time.At ACI, we are debt relief specialists. We can present to you each of the ways to get out of debt and we can analyze your situation to help you decide what is best for you.